Motor Vehicle Accident

A car accident is always unexpected and can not only be confusing, but painful. Seeking early medical treatment, including Physical Therapy can be very important for you ability to return to the life you once had. At Aries Physical Therapy in Fort Lauderdale FL, we go the extra mile to ensure your experience after your car accident is stress-free and focused on restoring your health.

An attorney is not required to seek care at Aries Physical Therapy for your accident. If you do not have an attorney, but desire to have an attorney, please let us know and we can help guide you to an attorney who can work best for your case. A referral from a medical provider may be required for Physical Therapy care, but not needed for the first 30 days of treatment.

Aries Physical Therapy understands that this can be a very difficult period for you and we want to make the process as simple as we can for you.

How Your Visit Will Be Covered Financially

You can designate which of the below plans you wish us to bill on your behalf.

  1. Your automobile insurance, also known as Med Pay, Personal Injury Insurance (PIP) or Under-Insured Motorist Insurance (UIM). You will NOT be penalized for using your personal automobile insurance for payment of your medical bills. Normal limits range from $1,000 to $25,000 per person. You can verify the total amount of your Med Pay Coverage by checking the "Declarations Page" furnished to you by your insurance company under "Coverage and Limitations" or by simply calling your agent. Please provide this information to us on your first visit if you choose this option. We are not able to access your personal automobile policy information. We will submit each visit to your adjustor for reimbursement.

  2. Third party automobile insurance, the automobile insurance company of the party that caused the accident and your injuries. If he/she was at fault, the third party may be responsible for your claims. This may involve, or may not involve an attorney. If you do not have an attorney, then we will submit each visit to your adjustor. If you have an attorney, then we will only communicate with your attorney.

  3. Out-of-pocket, you pay completely on your own and submit for reimbursment yourself to your own health insurance. You will pay our discounted cash rate.

    We will not submit billing on your behalf if you have an attorney. Instead we submit a superbill to your attorney for reimbursement. We will only submit billing on your behalf if you are representing yourself (meaning you do not have an attorney). You will need a claim number, your adjuster’s name, and your adjuster's phone number that was assigned to your claim. If you need an attorney, we can help direct you.

    We require all of our MVA patients to sign a lien (look below for what a lien is). Therefore, any treatment that is denied or not paid for by the PIP carrier or auto-insurance is the responsibility of the patient to pay at 100%. Denial and non-paid services is rare for most of our patients. However, in order for us to safely protect our interests and recieve future payments for any medical treatments we provide to you, we require this lien to be signed by (a) you and (b) either you automobile insurance company (if representing self) or your attorney.

What is a Lien?

A lien is a document signed by the patient and either their attorney or adjustor in order to legal promise to protect Aries Physical Therapy's interests in the event of a settlement. Many insurances send payments of therapy service directly to Aries Physical Therapy. However, some insurances may send payments to the patient, or the attorney, in order to pay for therapy services provided by Aries Physical Therapy. This document assures that neither the patient, nor the attorney or adjustor, will uphold these payments belonging to Aries Physical Therapy. It is merely a requirement that we, as your medical provider will be paid for the services we provided to you.

This lien will NOT affect your credit unless we do not receive payment for our medical services. In the case that we do not receive payment for our services, your credit could be affected if we have no alternative but to turn the matter over to a collection agency after proper notice is given to you. This is an extremely rare occurrence with motor vehicle accident patients that receive treatment at our locations, but something we still take very seriously.

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